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Albert Einstein

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Albert Einstein (German: IPA: [ˈalbɐt ˈaɪ̯nʃtaɪ̯n] (Audio file) ; English: IPA: /ˈælbɝt ˈaɪnstaɪn/) (14 March 1879 – 18 April 1955) was a German-born theoretical physicist. He is best known for his theory of relativity and specifically mass–energy equivalence, E = mc², the most famous equation of the twentieth century.[1] Einstein received the 1921 Nobel Prize in Physics "for his services to Theoretical Physics, and especially for his discovery of the law of the photoelectric effect."[2]

Einstein's many contributions to physics include his special theory of relativity, which reconciled mechanics with electromagnetism, and his general theory of relativity, which was intended to extend the principle of relativity to non-uniform motion and to provide a new theory of gravitation. His other contributions include advances in the fields of relativistic cosmology, capillary action, critical opalescence, classical problems of statistical mechanics and their application to quantum theory, an explanation of the Brownian movement of molecules, atomic transition probabilities, the quantum theory of a monatomic gas, thermal properties of light with low radiation density (which laid the foundation for the photon theory), a theory of radiation including stimulated emission, the conception of a unified field theory, and the geometrization of physics.

Einstein published over 300 scientific works and over 150 non-scientific works.[3][4] Einstein is revered by the physics community,[5] and in 1999 Time magazine named him the "Person of the Century". In wider culture the name "Einstein" has become synonymous with genius.

  • Youth and schooling

Albert Einstein was born into a Jewish family in Ulm, Württemberg, Germany on 14 March 1879. His father was Hermann Einstein, a salesman and engineer. His mother was Pauline Einstein (née Koch). In 1880, the family moved to Munich, where his father and his uncle founded a company, Elektrotechnische Fabrik J. Einstein & Cie, that manufactured electrical equipment.

The Einsteins were not observant of Jewish religious practices, and Albert attended a Catholic elementary school. Although Einstein had early speech difficulties, he was a top student in elementary school.[6][7]

Albert Einstein in 1893 (age 14), taken before the family moved to Italy

When Einstein was five, his father showed him a pocket compass. Einstein realized that there must be something in the space, previously thought to be empty, that was moving the needle and later stated that this experience made "a deep and lasting impression".[8] At his mother's insistence, he took violin lessons starting at age six, and although he disliked them and eventually quit, he later took great pleasure in Mozart's violin sonatas. As he grew, Einstein built models and mechanical devices for fun, and began to show a talent for mathematics.

In 1889, family friend Max Talmud, a medical student,[9] introduced the ten-year-old Einstein to key science, mathematics, and philosophy texts, including Kant's Critique of Pure Reason and Euclid's Elements (Einstein called it the "holy little geometry book").[9] From Euclid, Einstein began to understand deductive reasoning, and by the age of twelve, he had learned Euclidean geometry. Soon thereafter he began to investigate Infinitesimal calculus.

In his early teens, Einstein attended the progressive Luitpold Gymnasium. His father intended for him to pursue electrical engineering, but Einstein clashed with authorities and resented the school regimen. He later wrote that the spirit of learning and creative thought were lost in strict rote learning.

In 1894, when Einstein was fifteen, his father's business failed, and the Einstein family moved to Italy, first to Milan and then, after a few months, to Pavia. During this time, Einstein wrote his first scientific work, "The Investigation of the State of Aether in Magnetic Fields".[10] Einstein had been left behind in Munich to finish high school, but in the spring of 1895, he withdrew to join his family in Pavia, convincing the school to let him go by using a doctor's note.

Rather than completing high school, Einstein decided to apply directly to the ETH Zurich, the Swiss Federal Institute of Technology in Zürich, Switzerland. Lacking a school certificate, he was required to take an entrance examination, which he did not pass, although he got exceptional marks in mathematics and physics.[11] Einstein wrote that it was in that same year, at age 16, that he first performed his famous thought experiment visualizing traveling alongside a beam of light (Einstein 1979).

The Einsteins sent Albert to Aarau, Switzerland to finish secondary school. While lodging with the family of Professor Jost Winteler, he fell in love with the family's daughter, Marie. (Albert's sister Maja later married Paul Winteler.)[12] In Aarau, Einstein studied Maxwell'selectromagnetic theory. At age 17 he graduated, renounced his German citizenship to avoid military service (with his father's approval), and finally enrolled in the mathematics program at ETH. Marie moved to Olsberg, Switzerland for a teaching post.

In 1896, Einstein's future wife, Mileva Marić, also enrolled at ETH, as the only woman studying mathematics. During the next few years, Einstein and Marić's friendship developed into romance. Einstein graduated in 1900 from ETH with a degree in physics.[13] That same year, Einstein's friend Michele Besso introduced him to the work of Ernst Mach. The next year, Einstein published a paper in the prestigious Annalen der Physik on the capillary forces of a straw (Einstein 1901). On 21 February 1901, he gained Swiss citizenship, which he never revoked.[14]

Patent office

The 'Einsteinhaus' on the Kramgasse in Berne where Einstein lived with Mileva on the first floor during his Annus Mirabilis

Following graduation, Einstein could not find a teaching post. After almost two years of searching, a former classmate's father helped him get a job in Berne, at the Federal Office for Intellectual Property,[15] the patent office, as an assistant examiner. His responsibility was evaluating patent applications for electromagnetic devices. In 1903, Einstein's position at the Swiss Patent Office was made permanent, although he was passed over for promotion until he "fully mastered machine technology".[16]

With friends he met in Berne, Einstein formed a weekly discussion club on science and philosophy, jokingly named "The Olympia Academy". Their readings included Poincaré, Mach, and Hume, who influenced Einstein's scientific and philosophical outlook.[17]

During this period Einstein had almost no personal contact with the physics community.[18]thought experiments that eventually led Einstein to his radical conclusions about the nature of light and the fundamental connection between space and time.[16][17] Much of his work at the patent office related to questions about transmission of electric signals and electrical-mechanical synchronization of time: two technical problems that show up conspicuously in the

  • Marriage and family life

Einstein and Mileva Marić had a daughter, Lieserl Einstein, born in early 1902.[19] Her fate is unknown.

Einstein married Mileva on 6 January 1903, although his mother had objected to the match because she had a prejudice against Serbs and thought Marić "too old" and "physically defective."[20] [21] Their relationship was for a time a personal and intellectual partnership. In a letter to her, Einstein called Marić "a creature who is my equal and who is as strong and independent as I am."[22] There has been debate about whether Marić influenced Einstein's work, however, most historians do not think she made major contributions.[23][24][25] On 14 May 1904, Albert and Mileva's first son, Hans Albert Einstein, was born in Berne, Switzerland. Their second son, Eduard, was born in Munich on 28 July 1910.

Albert and Marić divorced on 14 February 1919, having lived apart for five years. On 2 June of that year, Einstein married Elsa Löwenthal, who had nursed him through an illness. Elsa was Albert's first cousin maternally and his second cousin paternally. Together the Einsteins raised Margot and Ilse, Elsa's daughters from her first marriage.[26] Their union produced no children.

Annus Mirabilis

Albert Einstein, 1905

In 1905, while he was working in the patent office, Einstein had four papers published in the Annalen der Physik, the leading German physics journal. These are the papers that history has come to call the Annus Mirabilis Papers:

  • His paper on the particulate nature of light put forward the idea that certain experimental results, notably the photoelectric effect, could be simply understood from the postulate that light interacts with matter as discrete "packets" (quanta) of energy, an idea that had been introduced by Max Planck in 1900 as a purely mathematical manipulation, and which seemed to contradict contemporary wave theories of light (Einstein 1905a). This was the only work of Einstein's that he himself called "revolutionary."
  • His paper on Brownian motion explained the random movement of very small objects as direct evidence of molecular action, thus supporting the atomic theory. (Einstein 1905c)
  • His paper on the electrodynamics of moving bodies introduced the radical theory of special relativity, which showed that the observed independence of the speed of light on the observer's state of motion required fundamental changes to the notion of simultaneity. Consequences of this include the time-space frame of a moving body slowing down and contracting (in the direction of motion) relative to the frame of the observer. This paper also argued that the idea of a luminiferous aether—one of the leading theoretical entities in physics at the time—was superfluous. (Einstein 1905d)
  • In his paper on mass–energy equivalence (previously considered to be distinct concepts), Einstein deduced from his equations of special relativity what later became the well-known expression: E = mc2, suggesting that tiny amounts of mass could be converted into huge amounts of energy. (Einstein 1905e)

All four papers are today recognized as tremendous achievements—and hence 1905 is known as Einstein's "Wonderful Year". At the time, however, they were not noticed by most physicists as being important, and many of those who did notice them rejected them outright. Some of this work—such as the theory of light quanta—remained controversial for years.[27][28]

At the age of 26, having studied under Alfred Kleiner, Professor of Experimental Physics, Einstein was awarded a PhD by the University of Zurich. His dissertation was entitled A New Determination of Molecular Dimensions. (Einstein 1905b)

  • Light and general relativity

See also: History of general relativity and Relativity priority dispute
One of the 1919 eclipse photographs taken during Arthur Stanley Eddington's expedition, which confirmed Einstein's predictions of the gravitational bending of light.

In 1906, the patent office promoted Einstein to Technical Examiner Second Class, but he had not given up on academia. In 1908, he became a privatdozent at the University of Bern.[29] In 1910, he wrote a paper on critical opalescence that described the cumulative effect of light scattered by individual molecules in the atmosphere, i.e., why the sky is blue.[30]

During 1909, Einstein published "Über die Entwicklung unserer Anschauungen über das Wesen und die Konstitution der Strahlung" ("The Development of Our Views on the Composition and Essence of Radiation"), on the quantization of light. In this and in an earlier 1909 paper, Einstein showed that Max Planck's energy quanta must have well-defined momenta and act in some respects as independent, point-like particles. This paper introduced the photon concept (although the term itself was introduced by Gilbert N. Lewis in 1926) and inspired the notion of wave–particle duality in quantum mechanics.

In 1911, Einstein became an associate professor at the University of Zurich. However, shortly afterward, he accepted a full professorship at the Charles University of Prague. While in Prague, Einstein published a paper about the effects of gravity on light, specifically the gravitational redshift and the gravitational deflection of light. The paper appealed to astronomers to find ways of detecting the deflection during a solar eclipse.[31] German astronomer Erwin Finlay-Freundlich publicized Einstein's challenge to scientists around the world.[32]

In 1912, Einstein returned to Switzerland to accept a professorship at his alma mater, the ETH. There he met mathematician Marcel Grossmann who introduced him to Riemannian geometrydifferential geometry, and at the recommendation of Italian mathematician Tullio Levi-Civita, Einstein began exploring the usefulness of general covariance (essentially the use of tensors) for his gravitational theory. Although for a while Einstein thought that there were problems with that approach, he later returned to it and by late 1915 had published his general theory of relativity in the form that is still used today (Einstein 1915). This theory explains gravitation as distortion of the structure of spacetime by matter, affecting the inertial motion of other matter. and more generally

After many relocations, Mileva established a permanent home with the children in Zurich in 1914, just before the start of World War I. Einstein continued on alone to Berlin, where he became a member of the Prussian Academy of Sciences. As part of the arrangements for his new position, he also became a professor at the Humboldt University of Berlin, although with a special clause freeing him from most teaching obligations. From 1914 to 1932 he was also director of the Kaiser Wilhelm Institute for Physics.[33]

During World War I, the speeches and writings of Central Powers scientists were available only to Central Powers academics, for national security reasons. Some of Einstein's work did reach the United Kingdom and the United States through the efforts of the Austrian Paul Ehrenfest and physicists in the Netherlands, especially 1902 Nobel Prize-winner Hendrik Lorentz and Willem de Sitter of the Leiden University. After the war ended, Einstein maintained his relationship with the Leiden University, accepting a contract as an Extraordinary Professor; he travelled to Holland regularly to lecture there between 1920 and 1930.[34]

In 1917, Einstein published an article in Physikalische Zeitschrift that proposed the possibility of stimulated emission, the physical process that makes possible the maser and the laser (Einstein 1917b). He also published a paper introducing a new notion, the cosmological constant, into the general theory of relativity in an attempt to model the behavior of the entire universe (Einstein 1917a).

1917 was the year astronomers began taking Einstein up on his 1911 challenge from Prague. The Mount Wilson Observatory in California, U.S., published a solar spectroscopic analysis that showed no gravitational redshift.[35] In 1918, the Lick Observatory, also in California, announced that they too had disproven Einstein's prediction, although their findings were not published.[36]

However, in May 1919, a team led by British astronomer Arthur Stanley Eddington claimed to have confirmed Einstein's prediction of gravitational deflection of starlight by the Sun while photographing a solar eclipse in Sobral, northern Brazil, and Príncipe.[32] On 7 November 1919, leading British newspaper The Times printed a banner headline that read: "Revolution in Science – New Theory of the Universe – Newtonian Ideas Overthrown".[37] In an interview Nobel laureate Max Born praised general relativity as the "greatest feat of human thinking about nature";[38] fellow laureate Paul Dirac was quoted saying it was "probably the greatest scientific discovery ever made".[39]

From this point on, the international media guaranteed Einstein's global renown. Although later scrutiny of the specific photographs taken on the Eddington expedition showed the experimental uncertainty to be of about the same magnitude as the effect Eddington claimed to have demonstrated, with a 1962 British expedition concluding that the method was inherently unreliable,[37] the deflection of light during a solar eclipse has been confirmed by later, more accurate observations.[40]

There was some resentment toward the newcomer Einstein's fame in the scientific community, notably among German physicists, who later started the Deutsche Physik (German Physics) movement.[41][42]

  • Nobel Prize

Einstein, 1947. Age 68.

In 1922 Einstein was awarded the 1921 Nobel Prize in Physics[43], "for his services to Theoretical Physics, and especially for his discovery of the law of the photoelectric effect". This refers to his 1905 paper on the photoelectric effect: "On a Heuristic Viewpoint Concerning the Production and Transformation of Light", which was well supported by the experimental evidence by that time. The presentation speech began by mentioning "his theory of relativity [which had] been the subject of lively debate in philosophical circles [and] also has astrophysical implications which are being rigorously examined at the present time." (Einstein 1923) As stipulated in their 1919 divorce settlement, Einstein gave the Nobel prize money to his first wife, Mileva Marić.

Einstein traveled to New York City in the United States for the first time on 2 April 1921. When asked where he got his scientific ideas, Einstein explained that he believed scientific work best proceeds from an examination of physical reality and a search for underlying axioms, with consistent explanations that apply in all instances and avoid contradicting each other. He also recommended theories with visualizable results (Einstein 1954).[44]

  • Unified field theory

Max Planck presents Einstein with the inaugural Max Planck Medal, Berlin 28 June 1929

Einstein's research after general relativity consisted primarily of a long series of attempts to generalize his theory of gravitation in order to unify and simplify the fundamental laws of physics, particularly gravitation and electromagnetism. In 1950, he described this "unified field theory" in a Scientific American article entitled "On the Generalized Theory of Gravitation" (Einstein 1950). Although he continued to be lauded for his work in theoretical physics, Einstein became increasingly isolated in his research, and his efforts were ultimately unsuccessful. In his pursuit of a unification of the fundamental forces, he ignored some mainstream developments in physics, most notably the strong and weak nuclear forces, which were not well understood until many years after his death. Einstein's dream of unifying the laws of physics under a single model survives in the current drive for the grand unification theory.[45]

  • Collaboration and conflict

Bose–Einstein statistics

In 1924, Einstein received a description of a statistical model from Indian physicist Satyendra Nath Bose, based on a counting method that assumed that light could be understood as a gas of indistinguishable particles. Bose's statistics applied to some atoms as well as to the proposed light particles, and Einstein submitted his translation of Bose's paper to the Zeitschrift für Physik. Einstein also published his own articles describing the model and its implications, among them the Bose–Einstein condensate phenomenon that should appear at very low temperatures (Einstein 1924). It was not until 1995 that the first such condensate was produced experimentally by Eric Allin Cornell and Carl Wieman using ultra-cooling equipment built at the NIST-JILA laboratory at the University of Colorado at Boulder.[46] Bose–Einstein statistics are now used to describe the behaviors of any assembly of "bosons". Einstein's sketches for this project may be seen in the Einstein Archive in the library of the Leiden University.[47]

  • Schrödinger gas model

Einstein suggested to Erwin Schrödinger an application of Max Planck's idea of treating energy levels for a gas as a whole rather than for individual molecules, and Schrödinger applied this in a paper using the Boltzmann distribution to derive the thermodynamic properties of a semiclassical ideal gas. Schrödinger urged Einstein to add his name as co-author, although Einstein declined the invitation.[48]

  • Einstein refrigerator

In 1926, Einstein and his former student Leó Szilárd, a Hungarian physicist who later worked on the Manhattan Project and is credited with the discovery of the chain reaction, co-invented (and in 1930, patented) the Einstein refrigerator, revolutionary for having no moving parts and using only heat, not ice, as an input.[49][50]

  • Bohr versus Einstein

Einstein and Niels Bohr. Photo taken by Paul Ehrenfest during their 1925 Leiden visit.

In the 1920s, quantum mechanics developed into a more complete theory. Einstein was unhappy with the "Copenhagen interpretation" of quantum theory developed by Niels Bohr and Werner Heisenberg, wherein quantum phenomena are inherently probabilistic, with definite states resulting only upon interaction with classical systems. A public debate between Einstein and Bohr followed, lasting for many years (including during the Solvay Conferences). Einstein formulated thought experiments against the Copenhagen interpretation, which were all rebutted by Bohr. In a 1926 letter to Max Born, Einstein wrote: "I, at any rate, am convinced that He [God] does not throw dice." (Einstein 1969).[51]

Einstein was never satisfied by what he perceived to be quantum theory's intrinsically incomplete description of nature, and in 1935 he further explored the issue in collaboration with Boris Podolsky and Nathan Rosen, noting that the theory seems to require non-localEPR paradox (Einstein 1935). The EPR experiment has since been performed, with results confirming quantum theory's predictions.[52] interactions; this is known as the

Einstein's disagreement with Bohr revolved around the idea of scientific determinism. For this reason the repercussions of the Einstein-Bohr debate have found their way into philosophical discourse as well.

See also: Bohr-Einstein debates

  • Religious views

The question of scientific determinism gave rise to questions about Einstein's position on theological determinism, and whether or not he believed in a God. In 1929, Einstein told Rabbi Herbert S. Goldstein "I believe in Spinoza's God, who reveals Himself in the lawful harmony of the world, not in a God Who concerns Himself with the fate and the doings of mankind."[53] In a 1950 letter to M. Berkowitz, Einstein stated that "My position concerning God is that of an agnostic. I am convinced that a vivid consciousness of the primary importance of moral principles for the betterment and ennoblement of life does not need the idea of a law-giver, especially a law-giver who works on the basis of reward and punishment."[54] Einstein also stated: "I have repeatedly said that in my opinion the idea of a personal God is a childlike one. You may call me an agnostic, but I do not share the crusading spirit of the professional atheist whose fervor is mostly due to a painful act of liberation from the fetters of religious indoctrination received in youth." He is reported to have said in a conversation with Hubertus, Prince of Löwenstein-Wertheim-Freudenberg, "In view of such harmony in the cosmos which I, with my limited human mind, am able to recognize, there are yet people who say there is no God. But what really makes me angry is that they quote me for the support of such views."[55]personal god and I have never denied this but have expressed it clearly. If something is in me which can be called religious then it is the unbounded admiration for the structure of the world so far as our science can reveal it."[56] In his book The World as I See It, he wrote: "A knowledge of the existence of something we cannot penetrate, of the manifestations of the profoundest reason and the most radiant beauty, which are only accessible to our reason in their most elementary forms—it is this knowledge and this emotion that constitute the truly religious attitude; in this sense, and in this alone, I am a deeply religious man."[57] Einstein clarified his religious views in a letter he wrote in response to those who claimed that he worshipped a Judeo-Christian god: "It was, of course, a lie what you read about my religious convictions, a lie which is being systematically repeated. I do not believe in a

In a 1930 New York Times article,[58] Einstein distinguished three styles which are usually intermixed in actual religion. The first is motivated by fear and poor understanding of causality, and hence invents supernatural beings. The second is social and moral, motivated by desire for love and support. Einstein noted that both have an anthropomorphic concept of God. The third style, which Einstein deemed most mature, is motivated by a deep sense of awe and mystery. He said, "The individual feels ... the sublimity and marvelous order which reveal themselves in nature ... and he wants to experience the universe as a single significant whole." Einstein saw science as an antagonist of the first two styles of religion, but as a partner of the third style.

Einstein was also a Humanist and a supporter of Ethical Culture. He served on the advisory board of the First Humanist Society of New York.[59][60] For the seventy-fifth anniversary of the New York Society for Ethical Culture, he noted that the idea of Ethical Culture embodied his personal conception of what is most valuable and enduring in religious idealism. He observed, "Without 'ethical culture' there is no salvation for humanity."[61]

Einstein published a paper in Nature in 1940 entitled "Science and Religion"[62] in which he said that: "a person who is religiously enlightened appears to me to be one who has, to the best of his ability, liberated himself from the fetters of his selfish desires and is preoccupied with thoughts, feelings and aspirations to which he clings because of their super-personal value ... regardless of whether any attempt is made to unite this content with a Divine Being, for otherwise it would not be possible to count Buddha and Spinoza as religious personalities. Accordingly a religious person is devout in the sense that he has no doubt of the significance of those super-personal objects and goals which neither require nor are capable of rational foundation ... In this sense religion is the age-old endeavour of mankind to become clearly and completely conscious of these values and goals, and constantly to strengthen their effects." He argued that conflicts between science and religion "have all sprung from fatal errors." "[E]ven though the realms of religion and science in themselves are clearly marked off from each other" there are "strong reciprocal relationships and dependencies ... science without religion is lame, religion without science is blind ... a legitimate conflict between science and religion cannot exist." In Einstein's view, "neither the rule of human nor Divine Will exists as an independent cause of natural events. To be sure, the doctrine of a personal God interfering with natural events could never be refuted ... by science, for [it] can always take refuge in those domains in which scientific knowledge has not yet been able to set foot." (Einstein 1940, pp. 605–607)

In a letter to Eric Gutkind in 1954 Einstein said: "The word God is for me nothing more than the expression and product of human weaknesses, the Bible a collection of honorable, but still primitive legends which are nevertheless pretty childish."[63] In the same letter, Einstein rejected the idea that the Jews are God's chosen people: "For me the Jewish religion like all others is an incarnation of the most childish superstitions. And the Jewish people to whom I gladly belong and with whose mentality I have a deep affinity have no different quality for me than all other people. As far as my experience goes, they are no better than other human groups, although they are protected from the worst cancers by a lack of power. Otherwise I cannot see anything 'chosen' about them."[63]

His friend Max Jammer explored Einstein's views on religion thoroughly in the 1999 book Einstein and Religion: Physics and Theology.[64]

Politics

Einstein and Indian poet and Nobel laureateRabindranath Tagore during their widely publicized 14 July 1930 conversation

With increasing public demands, his involvement in political, humanitarian, and academic projects in various countries, and his new acquaintances with scholars and political figures from around the world, Einstein was less able to achieve the productive isolation that he needed in order to work.[65] Due to his fame and genius, Einstein found himself called on to give conclusive judgments on matters that had nothing to do with theoretical physics or mathematics. He was not timid, and he was aware of the world around him, with no illusion that ignoring politics would make world events fade away. His very visible position allowed him to speak and write frankly, even provocatively, at a time when many people of conscience could only flee to the undergroundNazi movement, tried to be a voice of moderation in the tumultuous formation of the State of Israel and braved anti-communist politics and resistance to the civil rights movement in the United States. He participated in the 1927 congress of the League against Imperialism in Brussels.[66] or keep doubts about developments within their own movements to themselves for fear of internecine fighting. Einstein flouted the ascendant

  • Zionism

Einstein was a socialist Zionist who opposed nationalism.[67] In 1931, The Macmillan Company published About Zionism: Speeches and Lectures by Professor Albert Einstein.[68] Querido, an Amsterdam publishing house, collected eleven of Einstein's essays into a 1933 book entitled Mein Weltbild, translated to English as The World as I See It; Einstein's foreword dedicates the collection "to the Jews of Germany".[69] In the face of Germany's rising militarism, Einstein wrote and spoke for peace.[70][71]

Albert Einstein, seen here with his wife Elsa Einstein and Zionist leaders, including future President of Israel Chaim Weizmann, his wife Dr. Vera Weizmann, Menahem Ussishkin, and Ben-Zion Mossinson on arrival in New York City in 1921.

Einstein publicly stated reservations about the proposal to partition the British-supervised British Mandate of Palestine into independent Arab and Jewish countries. In a 1938 speech, "Our Debt to Zionism", he said: "I am afraid of the inner damage Judaism will sustain—especially from the development of a narrow nationalism within our own ranks, against which we have already had to fight strongly, even without a Jewish state. ... If external necessity should after all compel us to assume this burden, let us bear it with tact and patience."[72] In a 1947 letter to Indian Prime Minister Jawaharlal Nehru, Einstein stated that the Balfour Declaration's proposal to establish a national home for Jews in Palestine "redresses the balance" of justice and history.[73]

The United Nations did divide the mandate, demarcating the borders of several new countries including the State of Israel, and war broke out immediately. Einstein was one of the authors of a 1948 letter to the New York Times criticizing Menachem Begin's Herut (Freedom) Party for the Deir Yassin massacre (Einstein et al. 1948).

Einstein served on the Board of Governors of The Hebrew University of Jerusalem. In his Will of 1950, Einstein bequeathed literary rights to his writings to The Hebrew University, where many of his original documents are held in the Albert Einstein Archives.[74]

When President Chaim Weizmann died in 1952, Einstein was asked to be Israel's second president, but he declined, stating that he had "neither the natural ability nor the experience to deal with human beings." [75] He wrote: "I am deeply moved by the offer from our State of Israel, and at once saddened and ashamed that I cannot accept it. "[76]

  • Anti-Nazism

In January 1933, Adolf Hitler was appointed Chancellor of Germany. One of the first actions of Hitler's administration was the passing of the Law for the Restoration of the Professional Civil Service, which removed Jews and politically suspect government employees (including university professors) from their jobs, unless they had demonstrated their loyalty to Germany by serving in World War I. In response to this growing threat Einstein had prudently traveled to the U.S. in December 1932. For several years he had been wintering at the California Institute of Technology in Pasadena, California,[77] and also was a guest lecturer at Abraham Flexner's newly founded Institute for Advanced Study in Princeton, New Jersey.[78]

The Einsteins bought a house in Princeton (where Elsa died in 1936), and Einstein remained an integral contributor to the Institute for Advanced Study until his death in 1955. During the 1930s and into World War II, Einstein wrote affidavits recommending United States visas for a huge number of European Jews who were trying to flee persecution. He raised money for Zionist organizations and was, in part, responsible for the formation, in 1933, of the International Rescue Committee.[76][79]

Albert Einstein receiving his certificate of American citizenship from Judge Phillip Forman in 1940.

Meanwhile, in Germany, a campaign to eliminate Einstein's work from the German lexicon as unacceptable "Jewish physics" (Jüdische Physik) was led by Nobel laureates Philipp Lenard and Johannes Stark. Deutsche Physik activists published pamphlets and even textbooks denigrating Einstein, and instructors who taught his theories were blacklisted—including Nobel laureate Werner Heisenberg, who had debated quantum probability with Bohr and Einstein. Philipp Lenard claimed that the mass–energy equivalence formula needed to be credited to Friedrich Hasenöhrl to make it an Aryan creation.[80][81] An anti-Einstein organization was set up,[82] and a man who was convicted of composing a plot to kill the phycisist was fined a mere six dollars.[82]100 Authors Against Einstein, he retorted, "If I were wrong, one would have been enough! [82][83]" When a book was published, entitled

Einstein became a citizen of the United States in 1940 and remained there the rest of his life, although he retained his Swiss citizenship.[84]

  • Atomic bomb

Main article: Manhattan Project
Einstein-Szilárd letter

Concerned scientists, many of them refugees from European anti-Semitism in the U.S., recognized the danger of German scientists developing an atomic bomb based on the newly-discovered phenomena of nuclear fission. In 1939, the Hungarian émigré Leó Szilárd, having failed to arouse U.S. government interest on his own, worked with Einstein to write a letter to U.S. President Franklin Delano Roosevelt, which Einstein signed, urging U.S. development of such a weapon.[85] In August 1939, Roosevelt received the Einstein-Szilárd letter and authorized secret research into the harnessing of nuclear fission for military purposes.[86]

By 1942 this effort had become the Manhattan Project, the largest secret scientific endeavor undertaken up to that time. By late 1945, the U.S. had developed operational nuclear weapons, and used them on the Japanese cities of Hiroshima and Nagasaki. Einstein himself did not play a role in the development of the atomic bomb other than signing the letter.[citation needed] He did help the United States Navy with some unrelated theoretical questions it was working on during the war.[87]

According to Linus Pauling, Einstein later expressed regret about his letter to Roosevelt.[88] In 1947, Einstein wrote an article for The Atlantic Monthly arguing that the United States should not try to pursue an atomic monopoly, and instead should equip the United Nations with nuclear weapons for the sole purpose of maintaining deterrence.[89]

After the Hiroshima incident, Einstein is known to have remarked: "If I knew they were going to do this, I would have become a shoemaker![90]"

  • Cold War era

When he was a visible figure working against the rise of Nazism, Einstein had sought help and developed working relationships in both the West and what was to become the Soviet bloc. After World War II, enmity between the former allies became a very serious issue for people with international résumés. To make things worse, during the first days of McCarthyism Einstein was writing about a single world government; it was at this time that he wrote, "I do not know how the third World War will be fought, but I can tell you what they will use in the Fourth—rocks!"[91] In a 1949 Monthly Review article entitled "Why Socialism?"[92] Albert Einstein described a chaotic capitalist society, a source of evil to be overcome, as the "predatory phase of human development" (Einstein 1949). With Albert Schweitzer and Bertrand Russell, Einstein lobbied to stop nuclear testing and future bombs. Days before his death, Einstein signed the Russell-Einstein Manifesto, which led to the Pugwash Conferences on Science and World Affairs.[93]

Einstein was a member of several civil rights groups, including the Princeton chapter of the NAACP. When the aged W. E. B. Du Bois was accused of being a Communist spy, Einstein volunteered as a character witness, and the case was dismissed shortly afterward. Einstein's friendship with activist Paul Robeson, with whom he served as co-chair of the American Crusade to End Lynching, lasted twenty years.[94]

In 1946, Einstein collaborated with Rabbi Israel Goldstein, Middlesex University heir C. Ruggles Smith, and activist attorney George Alpert on the Albert Einstein Foundation for Higher Learning, which was formed to create a Jewish-sponsored secular university, open to all students, on the grounds of the former Middlesex University in Waltham, Massachusetts. Middlesex was chosen in part because it was accessible from both Boston and New York City, Jewish cultural centers of the U.S. Their vision was a university "deeply conscious both of the Hebraic tradition of Torah looking upon culture as a birthright, and of the American ideal of an educated democracy."[95] The collaboration was stormy, however. Finally, when Einstein wanted to appoint British economist Harold Laski as the university's president, George Alpert wrote that Laski was "a man utterly alien to American principles of democracy, tarred with the Communist brush."[95] Einstein withdrew his support and barred the use of his name.[96] The university opened in 1948 as Brandeis University. In 1953, Brandeis offered Einstein an honorary degree, but he declined.[95]

Given Einstein's links to Germany and Zionism, his socialist ideals, and his links to Communist figures, the U.S. Federal Bureau of Investigation kept a file on Einstein[97] that grew to 1,427 pages. Many of the documents in the file were sent to the FBI by concerned citizens: some objecting to his immigration, while others asked the FBI to protect him.[98]

Although Einstein had long been sympathetic to the notion of vegetarianism, it was only near the start of 1954 that he adopted a strict vegetarian diet.[99]

  • Death

On 17 April 1955, Albert Einstein experienced internal bleeding caused by the rupture of an aortic aneurysm, which had previously been diagnosed and reinforced.[100] He took a draft of a speech he was preparing for a television appearance commemorating the State of Israel's seventh anniversary with him to the hospital, but he did not live long enough to complete it.[101][102][103] He died in Princeton Hospital early the next morning at the age of 76, having continued to work until near the end. Einstein's remains were cremated and his ashes were scattered.

Before the cremation, Princeton Hospital pathologist Thomas Stoltz Harvey removed Einstein's brain for preservation, without the permission of his family, in hope that the neuroscience of the future would be able to discover what made Einstein so intelligent.[104]

  • Legacy

While travelling, Einstein had written daily to his wife Elsa and adopted stepdaughters, Margot and Ilse, and the letters were included in the papers bequeathed to The Hebrew University. Margot Einstein permitted the personal letters to be made available to the public, but requested that it not be done until twenty years after her death (she died in 1986[105]). Barbara Wolff, of The Hebrew University's Albert Einstein Archives, told the BBC that there are about 3,500 pages of private correspondence written between 1912 and 1955.[106]

The United States' National Academy of Sciences commissioned the Albert Einstein Memorial, a monumental bronze and marble sculpture by Robert Berks, dedicated in 1979 at its Washington, D.C. campus adjacent to the National Mall.

Einstein bequeathed the royalties from use of his image to The Hebrew University of Jerusalem. Corbis, successor to The Roger Richman Agency, licenses the use of his name and associated imagery, as agent for the Hebrew University.[107][108]

  • Honors

See also: List of things named after Albert Einstein

In 1999, Albert Einstein was named "Person of the Century" by Time magazine,[109][110] a Gallup poll recorded him as the fourth most admired person of the 20th century[111] and according to The 100: A Ranking of the Most Influential Persons in History, Einstein is "the greatest scientist of the twentieth century and one of the supreme intellects of all time."[112]

Albert Einstein Memorial located on the public grounds of the U.S. National Academy of Sciences, Washington, D.C.

A partial list of his memorials:

In 1990, his name was added to the Walhalla temple.[114]

Impact on popular culture

In the period before World War II, Albert Einstein was so well-known in America that he would be stopped on the street by people wanting him to explain "that theory". He finally figured out a way to handle the incessant inquiries. He told his inquirers "Pardon me, sorry! Always I am mistaken for Professor Einstein."[115]

Albert Einstein has been the subject of or inspiration for many novels, films, and plays. Einstein is a favorite model for depictions of mad scientists and absent-minded professors; his expressive face and distinctive hairstyle have been widely copied and exaggerated. Time magazine's Frederic Golden wrote that Einstein was "a cartoonist's dream come true."[110]

Einstein's association with great intelligence has made the name Einstein synonymous with genius, often used in ironic expressions such as "Nice job, Einstein!".

Something is killing the little brown bats of the Northeast, and researchers may have fingered the culprit: a fungus.
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Al Hicks, NYS Department of Environmental Conservation

A little brown bat with fungus on its muzzle.
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Bats Perish, and No One Knows Why (March 25, 2008)
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Bat White-Nose Syndrome: An Emerging Fungal Pathogen? (Science)

David S. Blehert of the United States Geological Survey’s National Wildlife Health Center in Wisconsin and colleagues identified a fungus linked to white-nose syndrome, a condition that has affected bats in recent winters in upstate New York, Vermont and Massachusetts. The fungus, newly described, is unusual in that it grows in the cold, dotting areas of the bat’s skin with white strands. It penetrates the skin through hair follicles and sweat glands and may cause the bats to starve while they are hibernating, the researchers said.

“We do have good circumstantial evidence that this could be the primary pathogen” causing the deaths of large percentages of populations of little browns and other bats in caves in the region, Dr. Blehert said. The die-offs are one of the worst calamities to hit bat populations in the United States.

It had been thought that the fungus was a secondary symptom of whatever was killing the animals — a virus or a toxin like an environmental contaminant. But the fact that the identical organism was found in bats from several caves “kind of rules out the possibility that there are all kinds of fungi out there and that opportunistically they are infecting the animals,” said Alan C. Hicks of the New York State Department of Environmental Conservation, a co-author of a paper on the fungus published online by Science.

Dr. Blehert said that the infection could have led to starvation because of the way bats hibernate — they cycle through two-week stages of deep torpor interrupted by brief wakeful periods. The fungal infection may make the bats wake up more often, and since each period of wakefulness uses up vast stores of fat, the bats may deplete their energy reserves much sooner than normal.

More research is needed to determine how to combat the die-offs, but one thing is clear, Dr. Blehert said — just spraying a cave with fungicide could do more harm than good. “Wiping out all the fungal organisms in a cave probably would be a bad idea,” he said.

HONG KONG (Reuters) — A mega-tsunami rivaling the deadly one in 2004 struck southeast Asia more than 600 years ago, two teams of geologists said after finding sedimentary evidence in coastal marshes.

Researchers in Thailand and Indonesia wrote in two articles in the journal Nature that the tsunami hit around 1300 or 1400, long before records of earthquakes in the region began to be kept.

“Tsunamis are something we never experienced before, and after 2004 people thought it was something we would never experience again,” Kruawun Jankaew of Chulalongkorn University in Thailand said in a telephone interview.

“But from this, we are able to identify that the place has been hit by a mega-tsunami in the past,” she said. “So even though it is infrequent for this part of the world, it still happens and there is a need to promote tsunami education for coastal peoples.”

The tsunami in 2004 left 230,000 people either dead or missing across Asia, from Sri Lanka and India to Thailand, the Maldives and Indonesia. More than 170,000 victims were in Aceh Province in Indonesia.

Ms. Jankaew’s team studied a grassy plain on Phra Thong, an island north of Phuket in Thailand, where the 2004 tsunami reached wave heights of 65 feet above sea level.

A separate team led by Katrin Monecke from the University of Pittsburgh looked at sedimentary records on coastal marshes in Aceh, where the waves reached 115 feet.

They explored low areas between beach ridges called swales, which are known to trap tsunami sand between layers of peat and other organic matter, and discovered a layer of sand beneath the most recent layer, from 2004, that was from an event that occurred 600 to 700 years ago.

Scientists are trying to determine the scale of the tsunami that happened long ago. “We will look at the thickness and grain size of the sediment and we can calculate how fast the tsunami was, how far inland it went and the floor depth,” Ms. Jankaew said.

Raven Caesar Fajariano 0 Comments

HONG KONG (Reuters) — A mega-tsunami rivaling the deadly one in 2004 struck southeast Asia more than 600 years ago, two teams of geologists said after finding sedimentary evidence in coastal marshes

Researchers in Thailand and Indonesia wrote in two articles in the journal Nature that the tsunami hit around 1300 or 1400, long before records of earthquakes in the region began to be kept.

“Tsunamis are something we never experienced before, and after 2004 people thought it was something we would never experience again,” Kruawun Jankaew of Chulalongkorn University in Thailand said in a telephone interview.

“But from this, we are able to identify that the place has been hit by a mega-tsunami in the past,” she said. “So even though it is infrequent for this part of the world, it still happens and there is a need to promote tsunami education for coastal peoples.”

The tsunami in 2004 left 230,000 people either dead or missing across Asia, from Sri Lanka and India to Thailand, the Maldives and Indonesia. More than 170,000 victims were in Aceh Province in Indonesia.

Ms. Jankaew’s team studied a grassy plain on Phra Thong, an island north of Phuket in Thailand, where the 2004 tsunami reached wave heights of 65 feet above sea level.

A separate team led by Katrin Monecke from the University of Pittsburgh looked at sedimentary records on coastal marshes in Aceh, where the waves reached 115 feet.

They explored low areas between beach ridges called swales, which are known to trap tsunami sand between layers of peat and other organic matter, and discovered a layer of sand beneath the most recent layer, from 2004, that was from an event that occurred 600 to 700 years ago.

Scientists are trying to determine the scale of the tsunami that happened long ago. “We will look at the thickness and grain size of the sediment and we can calculate how fast the tsunami was, how far inland it went and the floor depth,” Ms. Jankaew said.

Spenasa Magelang or Junior High School One Magelang is one of many famous school in Indonesia. Spenasa gets the first rank. With two students get one hundred for Mathematic, one student gets one hundred for English. At English subject, Spenasa get first rank in Central Java, Mathematic subject gets second rank in Central Java, Indonesian Language Subject gets second rank in Central Java, and the worst is for Science Subject. Spenasa gets thirty six rank in Central Java. However, Spenasa is better than last year now. Last year, Spenasa gets eight rank in national competition. It because the good school management. So another school should cheat this school to be the international junior high school.

WASHINGTON – Earth's first nearly full look at Mercury reveals that the tiny lifeless planet took a far greater role in shaping itself than was thought, with volcanoes spewing "mysterious dark blue material."

New images from NASA's Messenger space probe should help settle a decades-old debate about what caused parts of Mercury to be somewhat smoother than it should be. NASA released photos Wednesday, from Messenger's fly-by earlier this month, that gave the answer: Lots of volcanic activity, far more than signs from an earlier probe.

Astronomers used to dismiss Mercury, the planet closest to the sun, as mere "dead rock," little more than a target for cosmic collisions that shaped it, said MIT planetary scientist Maria Zuber.

"Now, it's looking a lot more interesting," said Zuber, who has experiments on the Messenger probe. "It's an awful lot of volcanic material."

New images of filled-in craters — one the size of the Baltimore-Washington area and filled in with more than a mile deep of cooled lava — show that 3.8 to 4 billion years ago, Mercury was more of a volcanic hotspot than the moon ever was, Zuber said.

But it isn't just filled-in craters. Using special cameras, the probe showed what one scientist called "the mysterious dark blue material." It was all over the planet. That led Arizona State University geologist Mark Robinson to speculate that the mineral is important but still unknown stuff ejected from Mercury's large core in the volcanic eruptions.

That material was seen with NASA's first partial view of Mercury by Mariner 10 in the 1970s. It was spotted again in Messenger's first images of Mercury's unseen side earlier this year. The latest Messenger images, added to earlier photos show about 95 percent of the planet, and the blue stuff was in many places, more than astronomers had anticipated.

Although Robinson described the material as "dark blue," it only looks that way to special infrared cameras. In normal visible light, it would have "a soft blue tinge and it would be less red" than the rest of Mercury, he said.

It's too early to tell what that material is, but it may have iron in it, Robinson said. That would be a surprise because Mariner 10 didn't find much iron, he said.

SUNRISE, Fla. – Democratic presidential candidate Barack Obama plunked down $4 million for a campaign-closing television ad Wednesday night and summoned voters to "choose hope over fear and unity over division" in Tuesday's election. Republican John McCain derided the event as a "gauzy, feel-good commercial," paid for with broken promises.

"America, the time for change has come," Obama said in the final moments of the unusual ad, a blend of videotaped moments and a live appearance before thousands in Sunrise, Fla.

"In six days we can choose an economy that rewards work and creates jobs and fuels prosperity starting with the middle class," Obama said.

The 30-minute ad, aired on CBS, NBC, Fox and several cable networks, came days from the end of a race in which Obama holds the lead in polls nationally and in most key battleground states as he bids to become the first black president.

And while it is unusual for candidates to acknowledge the possibility of defeat, Republican running mate Sarah Palin said she intended to remain a national figure even if the ticket loses next week. "I'm not doin' this for naught," she told ABC News in an interview.

Republicans and even some Democrats said the race was tightening as it neared the end. Although Obama made no mention of McCain in his paid television ad, both men sharpened their rhetoric during the day.

McCain, in Florida, argued that Obama lacks "what it takes to protect America from terrorists" as he sought to shift attention away from the economy.

"The question is whether this is a man who has what it takes to protect America from Osama bin Laden, al-Qaida and the other great threats in the world," he said. "He has given no reason to answer in the affirmative."

Obama, in North Carolina, said if, "Sen. McCain is elected, 100 million Americans will not get a tax cut ... your health care benefits will get taxed for the first time in history ... we'll have another president who wants to privatize part of your Social Security."

For weeks now, the race has tilted Obama's way as the two men traverse traditionally Republican states — Obama angling for a sizable triumph and McCain hoping to win the White House in a close finish.

Associated Press-GfK polls taken within the past several days showed Obama ahead in four states that supported President Bush in 2004 and essentially even with McCain in two others. A separate survey suggested even McCain's home state of Arizona was not safely in his column.

The 30-minute campaign commercial, purchased at a cost that campaign aides put at roughly $4 million, not only marked Obama's attempt to seal his case with the electorate, but also underscored his enormous financial advantage in the race. He has outraised McCain by far after first committing — and then reneging — on a pledge to limit spending to the $84 million available under federal matching funds.

Obama used his commercial to pledge a rescue plan for the middle class in tough times. "I will not be a perfect president," he said. "But I can promise you this — I will always tell you what I think and where I stand."

Across 30 minutes, the ad blended views of Obama speaking in a setting that resembled the Oval Office, at the Democratic National Convention and elsewhere as well as scenes of Americans discussing their economic and health care troubles. His wife, Michelle, and his two daughters had cameos, and there were photos of his black father from Kenya and white mother from Kansas.

McCain sought to blunt Obama's campaign-closing pitch, lacking the funds to match it.

"He's got a few things he wants to sell you: He's offering government-run health care ... an energy plan guaranteed to work without drilling ... and an automatic wealth spreader that folds neatly and fits under any bed," McCain told an audience in Florida.

The Republican National committee on Wednesday unveiled a new ad that seeks to raise doubts about Obama's lack of executive experience. The ad will begin airing Thursday in Ohio, Indiana, Virginia and Florida markets.

"Would you go under with a surgeon who has never operated?" an announcer says. "Can you hand your nation to a man who has never been in charge of anything? Can you wait while he learns?"

Earlier in the campaign, former Democratic rival Sen. Hillary Rodham Clinton as well as McCain sought to raise doubts about Obama's relatively thin resume on foreign policy and national security matters.

In response, Obama traveled last summer to Iraq, Afghanistan and Europe, where he met with world leaders. Later, he tapped Sen. Joseph Biden, who has long experience in foreign policy, as his vice presidential running mate.

More recently, he won an endorsement from former Secretary of State Colin Powell.

Conversely, McCain has slumped in the polls as the economic crisis has unfolded in the past several weeks.

Speaking to reporters Wednesday, he said the economic meltdown, while serious, was temporary, and the nation would emerge stronger.

Besides Obama, he criticized the Democratic leaders of Congress, who hope to command larger majorities in the new House and Senate than they do now.

"We're getting only a glimpse of what one-party rule will look like," he said, predicting deep cuts in defense spending and efforts to shrink America's role in the world if Democrats take over the government.

"Let there be no confusion about the threats we face," said McCain. "I've had to make some defining choices along the way," he added in what seemed to be a reference to his time in the Navy, more than five years of which were spent as a prisoner of war in Vietnam.

Obama blended his sharp rhetoric with a more humorous approach as he sought to fend off McCain's charge that his tax policies amount to socialism.

McCain, he said, will soon "be accusing me of being a secret communist because I shared my toys in kindergarten."

diaAt a time of uncertainty in nearly every market, I'm a big fan of online savings accounts, many of which are paying 3% to 4% interest right now. But they have a frustrating quirk: Transferring money between a savings account at one bank and a checking account at another easily takes two days -- and sometimes as many as four.

This delay has become more apparent and more irritating during the continuing financial crisis, as consumers seek two basics: safety and yield. (Yields on these savings accounts have tended to be higher than those on money-market accounts.)

Online accounts, like all bank accounts, are protected by the Federal Deposit Insurance Corp. up to $250,000 per account holder. Offerings from HSBC Holdings PLC's HSBC Direct, Emigrant Bank's EmigrantDirect and First National of Nebraska Inc.'s FNBO Direct typically have low minimum-balance requirements. They can be good places for holding your cash reserves or earning interest on money set aside for tax payments or tuition, especially since interest-bearing checking accounts and traditional bank savings accounts typically pay well below 1% interest.

But in a remarkably interconnected, instantaneous world, where a debit-card purchase shows up in our bank accounts right away, it's equally remarkable that online transfers can be so slow.

Here's the hitch: Funds transferred between two different banks or a bank and a brokerage firm aren't really sent "online" in the way we have come to expect. Instead, these large transfers move in steps. Banks have slowed down the process further to reduce the chance of fraud, even though such fraud is fairly rare. (Years ago, Congress forced banks to speed up the clearing of checks and the availability of deposits, but it hasn't addressed electronic payments.)

You may have seen this when you tried to move money to or from a brokerage account. I ran into it most recently when I went to my ING Direct savings account first thing on a Monday morning to transfer money for a new car to my Bank of America checking account. While it showed up as "pending" on Wednesday, it wasn't mine to spend until Thursday.

What happens during that time? ING sends transactions in batches during the day to an automated clearinghouse, which sorts them and moves them to the receiving bank in a matter of two to four hours, according to Arkadi Kuhlmann, chief executive officer of ING Direct USA, a unit of ING Groep NV, and Elliott C. McEntee, chief executive of Nacha, the Electronic Payments Association, a not-for-profit group that oversees the automated clearinghouses.

In many cases, the receiving bank gets the transfer the same day. Under rules established by Nacha, money that moves on Monday should be available by the end of Tuesday. If the transfer slips to early Tuesday morning, the money should be available first thing Wednesday morning.

But the money isn't always available that quickly. Bank of America Corp. says such transfers typically take two to three days. EmigrantDirect says on its Web site that transfers take two to four days, while HSBC Direct says customers should expect transfers to take up to three days. The industry calls this a "three-day good funds model," says David Goeden, an HSBC executive vice president in personal financial services. That is, the bank wants to make sure our funds are good before it lets us have them.The slowdown for deposits is even worse. I sign in to ING Direct to transfer funds for free to and from my Bank of America checking account. That's because Bank of America charges me $3 to transfer to another bank, which it says is typical in the industry. Because ING doesn't know if the transfer is good until the money is there, it holds deposits for five business days -- a whole week in civilian time -- before making them available, though they will start to earn interest sooner.

The banks say they want to avoid fraud, such as transfers from bad accounts, or when someone else gets hold of your online sign-on name and password and tries to move your money somewhere else. According to numbers compiled by the American Bankers Association, about $969 million was lost to fraud in 2006, the most recent year available, out of about $41.7 trillion in checking-related transactions, a number kept very low in part because of aggressive risk-management practices. But even when attempted fraud is factored in, more than 99.9% of checking transactions are good.

Here's what you can do if you want to transfer money between institutions:

  • Plan ahead and send transfers early in the day to have a better chance of a faster transaction.
  • Ironically, you can move your money faster with an old-fashioned paper check. See if your money-market account offers check-writing privileges, or open a small checking account at the same bank as your online account. Transfers within the same bank usually happen the same day.
  • If the transactions take longer than two business days, complain to the bank where the transfer originated. Nacha doesn't regulate how long a bank can hold onto a deposit "pulled" from another bank to be sure the funds are there. But it does have rules, and can assess fines, if funds "pushed" from another bank aren't credited quickly.
  • Hang on. Europe already has a much faster system, and systems to speed up the process here are under development, though they won't be ready for at least a couple of years.



AP – Democratic presidential candidate, Sen. Barack Obama, D-Ill., arrives at a rally in Las Vegas, Saturday, …

RENO, Nev. – Scrambling to win the West, Democrat Barack Obama mocked John McCainPresident Bush. McCain touted his Western ties and warned that Obama is a tax-and-spend threat to the nation. on Saturday for aggressively trying to distance himself from

The financially flush Obama campaign also unveiled a two-minute TV ad that asks, "Will our country be better off four years from now?" The length of the ad, which will air in key states, highlights Obama's fundraising superiority — most campaign commercials run 30 seconds or a minute.

Obama continued to ridicule McCain for distancing himself from the president.

"John McCain attacking George Bush for his out-of-hand economic policy is like Dick Cheney attacking George Bush for his go-it-alone foreign policy," Obama said. Later in the day, Obama put McCain's criticism of Bush this way: "It's like Robin getting mad at Batman."

Ten days before the election, both candidates were targeting the same trio of states — Nevada, Colorado and New Mexico. Any of them could help shape who wins the presidency.

The flurry of appearances by Obama and McCain likely represent the last time in a long, testy campaign that the toss-up territory of the West will get this much attention. Electoral prizes like Ohio, Pennsylvania and Florida, will soon take the spotlight.

Obama said it was too late for McCain to portray himself as independent from Bush after standing with him for years. McCain has a mixed record of supporting and bucking Bush.

Real change, Obama said, is "not somebody who's trying to break with his president over the last 10 days after having supporting him for the last eight years."

As the front-running Obama campaigned at a baseball stadium, McCain was at an outdoor rally at the New Mexico state fairgrounds in Albuquerque. The Arizona Republican claimed he had the edge in battleground states in the region, calling himself "a fellow Westerner."

"Sen. Obama has never been south of the border," said McCain, arguing that he has a feel for issues like water that resonate throughout the region. Obama's campaign said Obama has, in fact, been to Mexico before he got into public office.

Later, in Mesilla, N.M., McCain said he had a home-court advantage in the West.

"I know the issues, I know land, I know water, I know native American issues," said McCain, speaking at a sun-splashed rally. "I know how western states are growing with dynamic strength. Senator Obama does not understand these issues."

McCain continued to portray Obama, an Illinois senator, as a tax-and-spend liberal certain to push for more government and higher spending.

"He believes in redistributing wealth," McCain said. "That's not America."

His running mate, Sarah Palin, evoked the same theme Saturday in Sioux City, Iowa.

While she spoke, the crowd at her rally cried out about Obama: "He's a socialist."

Obama, meanwhile, continued to use his massive fundraising appeal to his advantage.

The new Obama ad is scheduled to begin running Sunday. While not mentioning McCain, it promotes Obama's economic policies while saying the Democrat will work to end "mindless partisanship" and "divisiveness."

The Republican National Committee released its own TV ad Saturday questioning whether Obama has the experience to be president. The ad, featuring the image of a stormy ocean, says the nation is in "uncertain times" that could get worse and asks whether voters want a president "who's untested at the helm."

In competitive Virginia, Democratic vice presidential candidate Joe Biden said Americans have been "knocked down" by Bush's economic policies. "It's time for us to get back up," he said. "It's time for us together to get back up and demand the change we need."

The West, once reliable Republican territory, has seen its politics and demographics shift over the last decade. Bush narrowly won Nevada, Colorado and New Mexico four years ago and Democrats see those states and their 19 electoral votes as a real opportunity.

There was a glitch for Obama in Reno. A generator at his rally apparently failed, killing power and cutting off his microphone. Obama said someone from the McCain campaign may have pulled the plug on the rally. He quickly added he was kidding.

Later, at a rally at a high school football field in Las Vegas, Obama said: "We're not going to let George Bush pass the torch to John McCain."

And at a rowdy night rally in Albuquerque — the same city where McCain had spoken earlier — Obama told supporters not to let up. Democrat Al Gore won the state by just 366 votes in 2000.

"I know seeing this crowd here tonight, that we will not let up," Obama said to cheers.

Obama resumed his campaign in Nevada after spending Thursday night and Friday in Hawaii with his grandmother, who is gravely ill. He offered thanks to those who wished her well.

Despite sour polls, McCain pledged a scrappy close to the campaign.

"We're a few points down and the pundits, of course, as they have four or five times, have written us off," said McCain. "We've got them just where we want them."

McCain was headed briefly to El Paso, Texas, before moving on to Iowa where he's looking to make up for some lost ground in a state campaign aides argue is closer than the public polling shows. McCain was to appear on "Meet the Press" and hold a campaign rally.

Obama is campaigning on Sunday in Colorado.

_____

Associated Press writers Dena Potter, Mike Glover and Anna Jo Bratton contributed to this report.

Hello My Lovely Americans, Indonesian, British and all of the whole world. Do you know the meaning of "eek meong" ? If you know, I give my gratitude. The word "Eek" is come from Algerians word which has meaning desperation, happy, confidental, hard thinking, nervous, sad, regret, awful. However, the word "meong " is come from Javanese Language, Indonesia which has meaning "cat" in English and "kucing" in Indonesian. So the complete meaning is to tell what someone feeling at that time, it means that his mind isn't focus, but sadness is at the most. And also it means that he doesn't well, he need a friendship, he need a frolic. The word meong maybe the key of all, likes cat need the cat lovers. So it also has mean that he need more friends,. So guys, if you hear someone say "eek meong" in all of the world, you must put it on your deep heart what is the meaning. You understand right friends?

DID YOU KNOW ?

About 92 nuclear boms are lost in the sea. There are many cases said that these all because of the nuclear carrier ship. There are about 120 accident of nuclear carrier ship since 1956. The worst accident is happen in the 20th century, where the Russian nuclear carrier ship was lost.

The real color of human bond isn't white, but rather brown. The bonds look white after boiled and cleaned.

Africa is the second largest continental in the world after Asia, it close about 20,3 percents of earth. Africa also has the biggest population after Asia. The largest country is Republic of Sudan. The biggest city is Cairowith 9,2 million people. The most numbered people is Nigeria. Nigeria consist of 2 word, they are "Niger" and "Area". Niger means the biggest river in that country, and Area means territory.

The running bull party has become tradition in Spanish first time introduced by Ernest Hemingway. On his novel, "Fiesta : The Sun Also Rises" 1927. Hemingway tells the funny of chasing the bull. This Tradition ever to kill victim. On 1910, 15 people dead because of this running bull.

The Canadian Swans can live in this cruel world for 24 years, and the oldest age reach 42 years. This Swan is easily to be known when it fly because it usually make "V" formation. In some places, this swans can disturb human because their dishes is too much and often eat plants.


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Hi!I am the leader of CAESAR COMPANY Ltd. My name is Raven Caesar Fajariano, Raven means dark bird, Caesar means Knight, and Fajariano means dawn What a cool name it is!!. This blog is used to gather the all of things in this world likes science, current news, technology and many others.I have many mission one hove them is to increase our mind with knowledge. So all of the article is seeked by me. Just me, and only me...

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